Privacy Policy
Last Updated: October 20, 2024 • Effective Date: August 17, 2024
At RealBuyerAgent.com ("we," "our," or "us"), we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy describes the types of information we collect through our web application, how we use and disclose that information, and your choices regarding your personal data.
By accessing or using RealBuyerAgent.com, you agree to the terms described in this Privacy Policy. If you do not agree with any aspect of this policy, please refrain from using our website.
1. Information We Collect
A. Information You Provide Directly
RealBuyerAgent.com does not require registration or an account to use the commission calculators. When you adjust sliders or input custom figures (such as home purchase price, proposed fee percentages, or concession amounts), those calculations are executed client-side in your browser. We do not store, transmit, or associate your private mortgage or home price calculations with your personal identity.
If you communicate with us via email, we collect your name, email address, and any contents included in your communication to respond to your inquiry.
B. Automatically Collected Technical Data & Server Logs
When you browse our website, our web servers and content delivery networks automatically record standard access log data transmitted by your browser. This includes:
- Internet Protocol (IP) address
- Browser type, version, and language preferences
- Operating system and device screen resolution
- Referring URL and pages visited on our site
- Date and time stamps of site interactions
C. Browser Local Storage & Session Storage
We may utilize browser localStorage or session storage to store user interface preferences (such as your chosen market tab or preferred currency display) to enhance your browsing experience across visits. This data remains on your personal device and is not synchronized to external marketing databases.
2. Cookies and Third-Party Advertising Disclosures (Google AdSense)
We partner with third-party advertising companies, including Google AdSense and authorized certified advertising partners, to serve advertisements when you visit our website.
Google's Use of Cookies: Google, as a third-party vendor, uses cookies (including the DoubleClick DART cookie) to serve ads on RealBuyerAgent.com. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.
Opt-Out Options: You may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of third-party vendor use of cookies for interest-based advertising by visiting aboutads.info or the Network Advertising Initiative (NAI) opt-out page.
Most modern web browsers allow you to manage cookie settings, reject cookies, or delete existing cookies via your browser preferences.
3. Web Analytics (Google Analytics)
We may use Google Analytics and similar aggregated measurement tools to analyze audience traffic, geographic readership, and feature engagement. Google Analytics uses cookies to gather anonymized data regarding site interactions. You can prevent Google Analytics from identifying you on return visits by disabling cookies on your browser or using the Google Analytics Opt-out Browser Add-on.
4. European Economic Area & UK User Rights (GDPR / UK GDPR)
If you are located in the European Union (EU), European Economic Area (EEA), or United Kingdom, the General Data Protection Regulation gives you specific legal rights regarding your personal information, including:
- Right of Access: You may request confirmation and copies of personal data we hold about you.
- Right to Rectification: You may request that we correct inaccurate or incomplete data.
- Right to Erasure ("Right to be Forgotten"): You may request the deletion of your personal data under certain statutory conditions.
- Right to Restrict or Object to Processing: You may object to the processing of your data, notably for direct marketing or profiling purposes.
- Right to Data Portability: You may request transfer of your data to another controller in a structured format.
Our legal basis for processing standard server telemetry is our legitimate interest in securing our website and delivering performant mathematical tools. Where consent is required for non-essential cookies, we request prior consent.
5. California Consumer Privacy Act (CCPA / CPRA) Disclosures
Under the California Consumer Privacy Act as amended by the CPRA, California residents possess distinct privacy protections:
- Notice at Collection: We collect internet browsing identifiers (IP addresses and cookies) solely for technical site delivery, ad serving, and audience measurement.
- We Do Not Sell Personal Information: RealBuyerAgent.com does not sell your personal identifying information for monetary consideration.
- Right to Opt Out of "Sharing" for Cross-Context Behavioral Ads: You may exercise your right to opt out of targeted ad cookies through browser privacy controls or by contacting us.
- Non-Discrimination: We do not discriminate against any user for exercising their privacy rights under California law.
6. Children's Online Privacy Protection (COPPA)
RealBuyerAgent.com is directed at adults navigating residential real estate purchases and financial transactions. We do not knowingly collect personal information from children under the age of 13 (or under 16 in certain jurisdictions). If you believe a child has provided us with personal information, please contact us immediately for prompt deletion.
7. Data Security & External Links
We implement industry-standard HTTPS encryption and security protocols to safeguard data in transit. However, no internet transmission is 100% impenetrable. Our website may contain links to external sites (such as government portals, consumer guides, or regulatory documents). We are not responsible for the privacy practices or content of third-party platforms.
8. Contact Our Privacy Officer
If you have questions about this Privacy Policy, wish to exercise your GDPR or CCPA statutory rights, or wish to report a privacy concern, please contact us at:
Email: privacy@realbuyeragent.com